Welcome to Steve Shorr.com and

Health Reform Quotes.com 

Steve Shorr Insurance is here to help you get the proper Insurance coverage for your financial protection, needs and budget. 

We've been in the Health & Life Insurance business since 1975 and have tons on educational and practical experience.  There is no extra charge for our services as guaranteed by law. Section 1301 a 1 c (iii) PPACA  *  42 U.S. Code § 18021,   The premiums are the same whether you go direct to an Insurance Company, another agent or hopefully us.  Here's 17 reasons you'll be happy with us as your agent/consultant as we will give you more detail, explanation, no fake news,  references to the actual law, regulation, official brochures and not just guesses or hype off the top of our head.

We provide numerous ways to contact us...  see our menu above, meeting scheduler & contact below, email [email protected]  or the red button at the bottom of your smart phone or lower right if you're on a full screen monitor. 

We are happy to  answer questions from our website visitors at no charge or obligation, when questions are asked on the relevant page of our website.   Check out our unsolicited comments, testimonials from clients and website visitors.

Contact Us 


Click here to upload Confidential Files or Send email to [email protected] and PauBox will encrypt it.

#Set a meeting or phone conference


How do I #find out the premiums and benefits?

GET Instant free quotes and subsidy calculation.

Individual plans are guaranteed issue with no pre existing condition clause and are pooled with everyone else, both in and out of Covered CA.

How do I know if I qualify for Covered CA subsidies?

You can check the income chart, but the best and most accurate way would be to use the quote engine above.

What is the definition of MAGI Income?

Check our page on MAGI Income.

It’s not open enrollment and I can’t wait till January 1st to start coverage. Is there a way around that?

Yes, it’s called Special Enrollment.  Check out the COVID 19 option…

I don’t understand all the big words – do you have a glossary?

Yes, here it is.

What about an Employer Group Plan?

Is there at least one non-spousal employee on payroll?  Learn moreInstant Employer  Quotes

Check with your CPA. Your premiums are deductible under Section 106 IRS Code

How do I set up a time to talk & confer with you and get the real  bona fide information and not just wild guesses or hype  I get when calling others and waiting on terminal hold?

Use our scheduler above

How to transfer from your Employer Plan to an Individual Plan?


Habla Espanol?  Do you speak Spanish?

No, but here’s a top agent who I met at a trade show that does.

Your website is terrific. I imagine you must command a high fee for your guidance and expertise. How much to you charge for a consultation? Ongoing Service?

We are paid by the Insurance Companies to help you, so the price is the same.

We do have a tutoring and research option for those with say wanting help choosing from their employer plan options.

4 comments on “Introduction – Health, Life & Disability – Instant Quotes

  1. Do you need of a Spanish-speaking Covered CA Certified Agent or Medicare Agent.


    Mi nombre es Betina Castellon y soy una agente licenciada de California por 20 años y me he especializado en seguros de salud durante los últimos 15 años.

    Es mi pasión ayudar y servir a mi comunidad. Si desea informacion en como inscribirse en un plan medico por medio de CoveredCA o si tiene 65 años o mas y desea inscribirse en un plan de Medicare, por favor comuniquese conmigo al (805) 500-6659 o envieme un correo electronico a [email protected].

    Gracias Mil!

  2. No question – already asked and answered. Just a thank you for your information and friendliness. You sent me links and warned
    me of the legalese. Appreciate your kindness. If I can ever return the favor, please let me know.

  3. I’ve lived outside the USA since before Obamacare and before that I got health insurance from a union, so I have no idea what anything on your website means to even ask an intelligent question about it (sorry).

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