Welcome to Steve Shorr.com and

Health Reform Quotes.com 

We are here to help you get the proper Insurance coverage for your financial protection, needs and budget. 

We've been in the Health & Life Insurance business since 1975 and have tons on educational and practical experience.  There is no extra charge for our services as guaranteed by law. Section 1301 a 1 c (iii) PPACA  *  42 U.S. Code § 18021,   The premiums are the same whether you go direct to an Insurance Company, another agent or hopefully us.  See our webpage on 17 reasons you'll be happy with us as your agent/consultant for more detail and the citations.

Talking about references & citations, it's our aim to be able to back up everything we say on this website, email, zoom, phone or face-mask to face-mask, with a citation, either to the relevant current & up to date law, regulation or official Insurance Company brochure.

We provide numerous ways to contact us...  see our menu above, meeting scheduler & contact below, email [email protected]  or the red button at the bottom of your smart phone or lower right if you're on a full screen monitor. 

We are happy to  answer questions from our website visitors at no charge or obligation, when questions are asked on the relevant page of our website.

Contact Us 


Click here to upload Confidential Files or Send email to [email protected] and PauBox will encrypt it.

16 comments on “Introduction – Health, Life & Disability – Instant Quotes

  1. Do you need of a Spanish-speaking Covered CA Certified Agent or Medicare Agent.


    Mi nombre es Betina Castellon y soy una agente licenciada de California por 20 años y me he especializado en seguros de salud durante los últimos 15 años.

    Es mi pasión ayudar y servir a mi comunidad. Si desea informacion en como inscribirse en un plan medico por medio de CoveredCA o si tiene 65 años o mas y desea inscribirse en un plan de Medicare, por favor comuniquese conmigo al (805) 500-6659 o envieme un correo electronico a [email protected].

    Gracias Mil!

  2. No question – already asked and answered. Just a thank you for your information and friendliness. You sent me links and warned
    me of the legalese. Appreciate your kindness. If I can ever return the favor, please let me know.

  3. I’ve lived outside the USA since before Obamacare and before that I got health insurance from a union, so I have no idea what anything on your website means to even ask an intelligent question about it (sorry).

    I’m moving back to America in a few months and I’d like to get insurance for myself and my husband but I’m completely overwhelmed by pretty much everything about it.

    I also own my own business and would prefer to arrange it through that.

    I’m a fast learner but I would really appreciate a quick call to get my bearings.

    Maybe early Friday morning?

    Let me know and thank you

  4. Would like some help on the Medicare when the time comes, Sept. 2018

    For now, I have Blue Shield and am paying full price for it. Not satisfied with it. Heard Kaiser is a good plan.

  5. I am looking for insurance under Obama Care for my wife who’s age 57 yrs. and prefer Kaiser Permanent coverage.
    Can she get Kaiser Permanent insurance under Obamacare?

    What is Obamacare’s 3 different (Bronze, Silver, Gold)?

    My family (husband & wife) income is $1500- through $2500-/m. and it can be adjustable.
    what is the min. $amount for qualifying Medical?

    by the way I am under Medicare now.

  6. Me and my husband doesn’t have health insurance since2016 and right now me and him are very low income. I am working part time, him sometimes work 40 hrs, but mostly less 40 hrs. Its hard for us to get health insurance, ‘coz we can’t afford to pay.. We are renting an apartment which we are paying $975./mo.

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